Risk Capacity Survey

How much risk can you handle in your investments? Take IFA's Risk Capacity Survey to learn which Index Portfolio matches your risk capacity!
401(K) Education

The more you know about investing and about your investments, the more you can expect to earn! Click here to learn the source of returns and the reasons why you need to invest.
Enrollment

Click here to enroll for the first time, or to log into your existing account. You will be led to the plan administrator's login site.


IFA 2013 Q1 MARKET SUMMARY



Mark Hebner, President of IFA, reviews the 2013 first quarter index returns of both stocks and bonds and presents a timeline of global events that occurred from Dec 31 - Mar 31, 2013. Because returns are tied to risk, higher risk indexes and index portfolios have yielded higher returns over time. Sticking to a plan and looking at long-term returns data renders a more comprehensive snapshot of the market versus looking at one quarter alone.

 

NOTICE

3rd QUARTER – 401(k) OPEN ENROLLMENT
Begins: 6/15/2013 – Closes: 6/30/2013

Joining the Lindora 401(k) plan is a great way to save for your future! Any team member working full time, part time, or per diem is eligible to participate if hired before July 1, 2012.

  • If you would like to enroll for the first time, or
  • You are currently enrolled and wish to either increase or decrease the amount of your tax deferred contribution

To be applicable for this Open Enrollment, all enrollment and contribution changes must be completed by June 30, 2013, and your contribution selection will be reflected on your payroll effective in Julyl.

Open enrollment is available each quarter.

You can have your questions answered by one of the following:

  1. By contacting Human Resources, or
  2. By contacting Gordon Shuler @ Index Funds Advisors 888/643-3133. 

 

MESSAGE FROM YOUR EMPLOYER

Dear Employee,
Welcome to your 401(k) participant website! This site is an important tool for your personal retirement account maintenance and will help guide you in your path toward your investment future.

This site is an important gateway so you can easily access your retirement account. Here you can enroll, make investment selections, view your account, or make changes to your deferral or investment risk level.

This site also contains important plan related documents and information that you can easily download and fill out as needed.

If you are visiting this site for the first time and you have not yet enrolled in the company’s 401(k) plan, please follow these simple steps:

If you have met your company’s eligibility requirements, simply do the following:

  1. Request access to your online account. Your Human Resources Department can assist you with this initial access information. 
  2. Make your deferral elections. This is the dollar amount or percentage of your paycheck you would like to save. If your company offers a match, make sure that you maximize this benefit!
  3. Make your investment selection. Simply choose a portfolio that best matches your situation. For help in choosing a portfolio take the Risk Capacity Survey or contact your advisor.
  4. Complete the beneficiary form and return it your Human Resources office.

We are pleased to offer you this important opportunity to save and invest for a brighter financial future. If you have any questions, please contact Human Resources.

Sincerely,
Lindora, LLC

THE IFA TEAM

Gordon Shuler
Vice President
    

 

 


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For more information and education on index funds investing, please visit www.ifa.com

©2012 Index Funds Advisors, Inc. All rights reserved.

This site is for the use of clients and potential clients of Index Funds Advisors, Inc. and the IFA Network Members.
It is not to be used by any other investment advisor or investment professional as an information/marketing materials source, asset allocator, risk capacity or risk tolerance assessment, or for any other purpose. The right to download, store and/or output any material on this internet site, or the Index Funds: The 12-Step Program eBook, is granted for viewing use only and this grant only applies to clients and potential clients of Index Funds Advisors, Inc. and the IFA Network Members. Reproduction or editing by any means, mechanical or electronic, in whole or in part, without the express written permission of Index Funds Advisors, Inc. is strictly prohibited and subject to prosecution under U.S. and International copyright and trademark laws.

DISCLAIMER: THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY LINKED INTERNET SITE. Your use of this site is acknowledgment that you have read and understood the full disclaimer. Past performance does not guarantee future results

WARNING: Past performance does not guarantee future results. Investment returns and principal value will fluctuate, so that investors' shares, when sold, may be worth more or less than their original cost. Investing in any mutual fund, index or actively managed, does not guarantee that an investor will make money, avoid losing capital, or indicate that the investment is risk-free. Actively managed funds sometimes outperform index funds. You just don't know in advance which actively managed fund will outperform the appropriate index. Just because a mutual fund is an index mutual fund, it does not guarantee a performance superior to an actively managed mutual fund. There are no absolute guarantees in investing. When reviewing any backtested performance information on this internet site, please read the Disclosure for Backtested Performance Information (click here to read the Disclosure for Backtested Performance Information.)


Index Funds Advisors, Inc.  —  19200 Von Karman Ave., Suite 150  —   Irvine, CA 92612  —  
Call Toll Free: 888-643-3133
Local Phone: 949-502-0050  —  Fax: 949-502-0048 — Email: info @ ifa.com